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Member name: PATRICK
From: HOUSTON, TEXAS
Photos: PATRICK has not uploaded any photos
Joined: Mon Jan 22 11:25:41 2007
Profile updated: Mon Jan 22 11:25:41 2007

Contact: [please login to contact this member]
PATRICK has posted 3 messages and replied to 24 messages.

WANT TO KNOW WHAT THEY KNOW
List of 15 most recent forum messages and comments
  • Mon Feb 19 10:39:05 2007:
    Think_before_you_share Comment
    If I get a call from my credit card company or something I always call them back. I call the number that I have not the... id box and change the number to whatever number the crooks want it to be!! So by calling them back you avoid this....
  • Mon Feb 19 10:34:16 2007:
    Credit_Card_Calls Comment
    These are the worse criminals ever!!! They prey on the elderly. And take advantage of them. These criminals need a dark... criminals need a dark hole to crawl in and rot away. One day they will be old also. somebody will do the same to them....
  • Mon Feb 19 10:21:15 2007:
    When_a_Family_Member_Dies Comment
    A couple of months ago a couple got arrested here for going through the grave yards and assuming deceased peoples... got away with it for close to ten years!! The government believes the total thief to be around two million dollars....
  • Mon Feb 19 10:15:12 2007:
    Invest_in_a_Shredder Comment
    You should shred everything you get in the mail. All someone needs is your first name and your address to buy your... wrote you and you threw away the envelope. Her last name is right there all they need to start using your credit!!! ...
  • Mon Feb 19 10:09:51 2007:
    Do_you_use_an_auto_monitor_service Comment
    These services are great!! If you have a company running your credit without your permission then you will know it... then you will know it right away. This is also an indication that there is someone trying to steel your credit....
  • Mon Feb 19 10:06:23 2007:
    CVV Comment
    No because if the people you’re buying from get hacked or have a dishonest worker then they have your information... buying from get hacked or have a dishonest worker then they have your information also!! Nothing is ever full proof....
  • Sun Feb 18 22:33:58 2007:
    What_if_you_cannot_clear_your_identity Comment
    It is very hard to clear up your identity once it’s been stolen can take years to clean up and clear up. It sucks I... up your identity once it’s been stolen can take years to clean up and clear up. It sucks I know. But happens at times....
  • Sun Feb 18 22:25:55 2007:
    FDIC_to_Hold_Three_Identity_Theft_Symposia Comment
    How often do they hold these? Are they really worth your time? I guess so or they wouldn’t have... often do they hold these? Are they really worth your time? I guess so or they wouldn’t have them....
  • Sun Feb 18 22:22:48 2007:
    Identity_Theft Comment
    Identity theft is an epidemic here in America. There is so much of it going around. Very few people get caught doing... crime. It’s hard for law enforcement to catch these crooks because nobody asks for proper identification. This is sad....
  • Sun Feb 18 22:16:06 2007:
    Signing_credit_and_debit_cards Comment
    Now that I think about it I don’t think that I’m ever asked for my id when I use my credit cards. That’s just crazy.... that I think about it I don’t think that I’m ever asked for my id when I use my credit cards. That’s just crazy. ...
  • Sun Feb 18 22:06:55 2007:
    Your state laws Message
    Most states have a mini credit law section. You should check these because they can really make or break your credit... rehab. For example how long is your states statute of limitations? A creditor can come after you once the sol is over!!...
  • Sun Feb 18 22:03:22 2007:
    Hurts_your_credit Comment
    Yes your right is takes I believe 4 months for your credit rating to start to raise again. This can really hurt you if... for your credit rating to start to raise again. This can really hurt you if your trying to finance something big....
  • Sun Feb 18 22:00:50 2007:
    What_about_holiday_skip_pay Comment
    This is a gimmick to extend your overall loan. By extending your loan let’s say five months they are able to charge not... but ten. Plus there’s a far better chance of you buying a new automobile and financing it through them. Think about it....
  • Sun Feb 18 21:56:08 2007:
    107894-information_creditors_must_know Comment
    Yes very good little article. There is way to much information floating around that is not valid. I find some of my... floating around that is not valid. I find some of my information on government sites and forums just like this one. ...
  • Sun Feb 11 14:06:39 2007:
    What_can_I_do_to_increase_my_credit_score Comment
    These are all great but the problem with secured loans is that your debt ratio is thrown off. Yes they will help you... actually hurt your credit rating. Before the year is up you will probably a couple of other unsecured credit card.

    ...


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